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energie-BKK additional contribution 2027: reduction likely – decision on 9 December

6 Nov 2026 · Additional contribution · Reduction planned

energie-BKK expects to lower its additional contribution on 1 January 2027. “As things stand”, a reduction is likely, the insurer wrote on its website on 4 November 2026. Its board will decide on 9 December 2026. The insurer has not yet said how large the reduction will be. Its additional contribution is currently 3.98 %. For 2027 the insurer also plans additional benefits.

What this means in euros (your share only, per month, before tax): every 0.1 percentage points of reduction means €2 less per month at €4,000 gross. Your employer saves the same amount again.

What this means for you: Nothing has been decided yet. A reduction does not give you a special right to cancel; as always, you can switch after 12 months of membership. How energie-BKK compares afterwards will become clear in December, when the other insurers also decide their rates for 2027. Benefits differ, so compare contribution and benefits.

Source: energie-BKK, announcement of 4 Nov 2026 · GKV-Spitzenverband list of health insurers · own calculation · energie-BKK on our insurer page

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