Additional contribution 2026
Additional contribution of all insurers
2026 at a glance
All 91 statutory health insurers with an additional contribution, sorted from cheapest to most expensive. Choose your federal state to see only the insurers you can join there.
Compare contributions & benefits →Cheapest insurer open to the public2.18%BKK firmus
Most expensive insurer open to the public4.39%BKK24
Mean (unweighted)3.40%official average for 2026: 2.9%
71 insurers
| Insurer | Additional contribution | Total rate | Open in |
|---|---|---|---|
| BKK firmus | 2.18% | 16.78% | Baden-Württemberg, Bavaria, Berlin, Bremen, Hamburg, Hesse, Lower Saxony, North Rhine-Westphalia, Saxony, Saxony-Anhalt |
| Krones BKK | 2.20% | 16.80% | only for employees of the sponsoring companies (company-based) |
| AOK Rheinland-Pfalz/Saarland | 2.47% | 17.07% | Rhineland-Palatinate, Saarland |
| BKK Faber-Castell & Partner | 2.48% | 17.08% | Bavaria |
| BKK evm | 2.50% | 17.10% | only for employees of the sponsoring companies (company-based) |
| BKK Public | 2.50% | 17.10% | Hamburg, Lower Saxony, North Rhine-Westphalia |
| TUI BKK | 2.50% | 17.10% | nationwide |
| hkk | 2.59% | 17.19% | nationwide |
| Audi BKK | 2.60% | 17.20% | nationwide |
| AOK Bayern | 2.69% | 17.29% | Bavaria |
| Techniker Krankenkasse (TK) | 2.69% | 17.29% | nationwide |
| EY BKK | 2.75% | 17.35% | only for employees of the sponsoring companies (company-based) |
| BKK Pfaff | 2.78% | 17.38% | Rhineland-Palatinate |
| BKK Schwarzwald-Baar-Heuberg | 2.79% | 17.39% | Baden-Württemberg |
| BKK MTU | 2.80% | 17.40% | only for employees of the sponsoring companies (company-based) |
| BKK PwC | 2.80% | 17.40% | only for employees of the sponsoring companies (company-based) |
| WMF BKK | 2.85% | 17.45% | nationwide |
| AOK Sachsen-Anhalt | 2.89% | 17.49% | Saxony-Anhalt |
| HEK | 2.89% | 17.49% | nationwide |
| BMW BKK | 2.90% | 17.50% | only for employees of the sponsoring companies (company-based) |
| AOK Hessen | 2.98% | 17.58% | Hesse |
| AOK Niedersachsen | 2.98% | 17.58% | Lower Saxony |
| SKD BKK | 2.98% | 17.58% | Baden-Württemberg, Bavaria, Berlin, Bremen, Hamburg, Hesse, Lower Saxony, North Rhine-Westphalia, Saarland, Saxony, Schleswig-Holstein |
| AOK Baden-Württemberg | 2.99% | 17.59% | Baden-Württemberg |
| AOK NordWest | 2.99% | 17.59% | North Rhine-Westphalia, Schleswig-Holstein |
| BKK Freudenberg | 2.99% | 17.59% | Baden-Württemberg, Bavaria, Berlin, Hesse, Lower Saxony, North Rhine-Westphalia, Rhineland-Palatinate, Saxony |
| BKK Linde | 2.99% | 17.59% | nationwide |
| Karl Mayer BKK | 2.99% | 17.59% | only for employees of the sponsoring companies (company-based) |
| AOK PLUS | 3.10% | 17.70% | Saxony, Thuringia |
| Bosch BKK | 3.18% | 17.78% | Baden-Württemberg, Bavaria, Berlin, Brandenburg, Hamburg, Hesse, Mecklenburg-Western Pomerania, Lower Saxony, North Rhine-Westphalia, Rhineland-Palatinate, Saarland, Saxony, Saxony-Anhalt, Thuringia |
| Koenig & Bauer BKK | 3.18% | 17.78% | only for employees of the sponsoring companies (company-based) |
| BKK EWE | 3.19% | 17.79% | only for employees of the sponsoring companies (company-based) |
| BKK VDN | 3.19% | 17.79% | Hamburg, North Rhine-Westphalia, Saxony |
| Bertelsmann BKK | 3.20% | 17.80% | Baden-Württemberg, Bavaria, Berlin, Hamburg, Hesse, Mecklenburg-Western Pomerania, Lower Saxony, North Rhine-Westphalia, Saxony, Thuringia |
| BKK Miele | 3.20% | 17.80% | only for employees of the sponsoring companies (company-based) |
| DAK-Gesundheit | 3.20% | 17.80% | nationwide |
| Mercedes-Benz BKK | 3.20% | 17.80% | only for employees of the sponsoring companies (company-based) |
| Debeka BKK | 3.25% | 17.85% | nationwide |
| AOK Bremen/Bremerhaven | 3.29% | 17.89% | Bremen |
| AOK Rheinland/Hamburg | 3.29% | 17.89% | Hamburg, North Rhine-Westphalia |
| BARMER | 3.29% | 17.89% | nationwide |
| Salus BKK | 3.29% | 17.89% | nationwide |
| Continentale BKK | 3.33% | 17.93% | nationwide |
| BKK Akzo Nobel Bayern | 3.39% | 17.99% | Bavaria |
| BKK EUREGIO | 3.39% | 17.99% | Hamburg, North Rhine-Westphalia |
| IKK gesund plus | 3.39% | 17.99% | nationwide |
| BKK Deutsche Bank | 3.40% | 18.00% | only for employees of the sponsoring companies (company-based) |
| BKK Gildemeister Seidensticker | 3.40% | 18.00% | nationwide |
| BKK Würth | 3.40% | 18.00% | only for employees of the sponsoring companies (company-based) |
| ZF BKK | 3.40% | 18.00% | Baden-Württemberg, Bavaria, Berlin, Brandenburg, Bremen, Hamburg, Hesse, Lower Saxony, North Rhine-Westphalia, Rhineland-Palatinate, Saarland, Saxony, Saxony-Anhalt, Thuringia |
| BKK Herkules | 3.48% | 18.08% | Bavaria, Hesse, Lower Saxony |
| BKK exklusiv | 3.49% | 18.09% | Bremen, Mecklenburg-Western Pomerania, Lower Saxony, North Rhine-Westphalia, Saxony-Anhalt, Schleswig-Holstein |
| BKK Technoform | 3.49% | 18.09% | Baden-Württemberg, Bavaria, Lower Saxony, Rhineland-Palatinate |
| R+V BKK | 3.49% | 18.09% | nationwide |
| AOK Nordost | 3.50% | 18.10% | Berlin, Brandenburg, Mecklenburg-Western Pomerania |
| BKK mkk | 3.50% | 18.10% | nationwide |
| BKK Salzgitter | 3.50% | 18.10% | only for employees of the sponsoring companies (company-based) |
| Südzucker BKK | 3.50% | 18.10% | only for employees of the sponsoring companies (company-based) |
| novitas bkk | 3.60% | 18.20% | nationwide |
| BAHN-BKK | 3.65% | 18.25% | nationwide |
| BKK B. Braun Aesculap | 3.65% | 18.25% | only for employees of the sponsoring companies (company-based) |
| BIG direkt gesund | 3.69% | 18.29% | nationwide |
| Pronova BKK | 3.70% | 18.30% | nationwide |
| KKH | 3.78% | 18.38% | nationwide |
| Bergische Krankenkasse | 3.79% | 18.39% | Hamburg, Hesse, North Rhine-Westphalia |
| BKK ProVita | 3.79% | 18.39% | nationwide |
| vivida bkk | 3.79% | 18.39% | nationwide |
| BKK Diakonie | 3.80% | 18.40% | Baden-Württemberg, Bavaria, Berlin, Brandenburg, Bremen, Hamburg, Hesse, Mecklenburg-Western Pomerania, Lower Saxony, North Rhine-Westphalia, Rhineland-Palatinate, Saxony, Saxony-Anhalt, Schleswig-Holstein |
| SBK | 3.80% | 18.40% | nationwide |
| IKK classic | 3.85% | 18.45% | nationwide |
| mhplus BKK | 3.86% | 18.46% | Baden-Württemberg, Bavaria, Berlin, Bremen, Hamburg, Hesse, Mecklenburg-Western Pomerania, Lower Saxony, North Rhine-Westphalia, Rhineland-Palatinate, Saarland, Saxony, Schleswig-Holstein, Thuringia |
| IKK Südwest | 3.87% | 18.47% | Hesse, Rhineland-Palatinate, Saarland |
| BKK DürkoppAdler | 3.88% | 18.48% | North Rhine-Westphalia |
| BKK Mobil | 3.89% | 18.49% | nationwide |
| BKK VerbundPlus | 3.89% | 18.49% | nationwide |
| BKK melitta hmr | 3.90% | 18.50% | Baden-Württemberg, Bavaria, Brandenburg, Bremen, Hesse, Lower Saxony, North Rhine-Westphalia, Saxony, Saxony-Anhalt, Schleswig-Holstein |
| BKK Pfalz | 3.90% | 18.50% | nationwide |
| Heimat Krankenkasse | 3.90% | 18.50% | nationwide |
| SECURVITA BKK | 3.90% | 18.50% | Baden-Württemberg, Bavaria, Berlin, Brandenburg, Hamburg, Hesse, Mecklenburg-Western Pomerania, Lower Saxony, North Rhine-Westphalia, Rhineland-Palatinate, Saxony, Saxony-Anhalt, Schleswig-Holstein, Thuringia |
| Merck BKK | 3.97% | 18.57% | only for employees of the sponsoring companies (company-based) |
| energie-BKK | 3.98% | 18.58% | nationwide |
| BKK Scheufelen | 3.99% | 18.59% | Baden-Württemberg |
| BKK Wirtschaft & Finanzen | 3.99% | 18.59% | Baden-Württemberg, Bavaria, Berlin, Brandenburg, Bremen, Hamburg, Hesse, Lower Saxony, North Rhine-Westphalia, Rhineland-Palatinate, Saarland, Saxony |
| VIACTIV Krankenkasse | 4.19% | 18.79% | nationwide |
| BKK Groz-Beckert | 4.20% | 18.80% | only for employees of the sponsoring companies (company-based) |
| BKK MAHLE | 4.20% | 18.80% | only for employees of the sponsoring companies (company-based) |
| BKK Rieker.Ricosta.Weisser | 4.20% | 18.80% | only for employees of the sponsoring companies (company-based) |
| IKK – Die Innovationskasse | 4.30% | 18.90% | nationwide |
| Knappschaft | 4.30% | 18.90% | nationwide |
| BKK Werra-Meissner | 4.35% | 18.95% | Bavaria, Hesse |
| BKK24 | 4.39% | 18.99% | nationwide |
Source: list of health insurers published by the GKV-Spitzenverband, retrieved on 13 October 2026. Total rate = general rate 14.6% + additional contribution. The list is sorted by additional contribution, not by remuneration. Click an insurer for an example calculation, benefits and alternatives.
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31 Jan
Termination deadline for an increase on 1 January
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