SKD BKK is raising its additional contribution from 2.98% to 3.65% on 1 November 2026 – an increase of 0.67 percentage points. The company health insurer based in Schweinfurt announced this on its website on 22 October 2026. The total contribution rate thus rises from 17.58% to 18.25%. According to the announcement, its additional benefits remain unchanged.
What this means in euros (your share only, per month, before tax): €10.05 more on a gross salary of €3,000, €13.40 more on €4,000, €16.75 more on €5,000. From the contribution assessment ceiling of €5,812.50 it is €19.47 more per month. Your employer pays the same amount again.
Special right to cancel until 30 November 2026: Because of the increase, you can leave SKD BKK until the end of November – even if you have been a member for less than 12 months. Simply apply for membership with a new insurer; it handles the cancellation. If you choose by 30 November, you are insured with the new insurer from 1 February 2027; until then the higher rate applies.
Good to know: Since 30 July 2026, insurers no longer have to inform members by letter about an increase in the additional contribution. The duty to inform is to be reintroduced: the Bundestag voted for this on 15 October 2026, and the Bundesrat is expected to take its final decision on 20 November. When it will apply is not yet certain. SKD BKK is open in eleven federal states, including Bavaria, Baden-Württemberg, Hesse and North Rhine-Westphalia. Benefits differ – compare contributions and benefits.
Source: SKD BKK, announcement of 22.10.2026 · list of health insurers published by the GKV-Spitzenverband · notice periods under Section 175 SGB V · own calculation · SKD BKK on our insurer page