Since 30 July 2026, homeopathic and anthroposophic medicines can no longer be prescribed at the insurer’s expense. This also applies to children under 12, for whom such products could previously be prescribed. This is set out in the Act to Stabilise Statutory Health Insurance Contribution Rates (GKV-Beitragssatzstabilisierungsgesetz). Until the end of the year, insurers may still reimburse such products voluntarily if their rules (Satzung) provide for it, for example after a private prescription. From 1 January 2027 this is no longer allowed either.
What this means for you: If your insurer has so far reimbursed globules or other homeopathic products, this only applies to 2026 now. Submit receipts for this year as soon as you can; your insurer will tell you which deadlines and proof apply. From 2027 you pay for such products yourself. This is the same at every public health insurer.
Where you can still save: Insurers differ in their contributions. By switching to a cheaper insurer you can save money every year, depending on your income and the insurer; you will find the rates in our list of all additional contributions. If you want naturopathic treatments such as homeopathy to be reimbursed, a private supplementary insurance can cover this. Whether and how much it pays for such products and treatments depends on the policy; when you apply there are usually health questions and often a waiting period. Ask about supplementary cover
What is still possible: Other voluntary extras, such as subsidies for osteopathy or dental cleaning, are not affected by the change. What every insurer pays and how to compare the extras is explained in our overview Which health insurer pays for what?
Source: Section 31(1) SGB V (German) · Voluntary benefits from 2027: Section 11(6) SGB V as amended by the GKV-Beitragssatzstabilisierungsgesetz (Federal Law Gazette 2026 I No. 228, German) · Bavarian Association of Statutory Health Insurance Physicians, circular of 30.07.2026 (German)